Copyright © 2009-2010 Mortgage Data Integrity, LLC  |  Terms and Conditions

Mortgage Data Integrity, LLC was founded in 2000 to provide quality control, risk assessment consulting, and fraud prevention to the mortgage and banking industry. Through the years we have expanded our services based on the needs and demands of our clients. We have assembled a team of industry professionals with varied and in-depth knowledge and experience in all areas ranging from mortgage operations, banking operations, software integration, and training solutions.

We strive to provide our clients with unequaled customer service, cost effective business solutions, and qualified, experienced, professional consultants. Mortgage Data Integrity, LLC offers you viable and cost effective alternative to permanent compliance staffing. We are committed to personal service and customer satisfaction. Our goal is to build a long lasting relationship with each client.

Mortgage Data Integrity, LLC reviews each selected file to ensure conformance to investor/regulatory requirements, sound underwriting and closing decisions were made. Specific areas of review include:

· Ensure loan was properly underwritten and sound judgment used

· Credit documents and calculations are reviewed to ensure the borrowers have demonstrated the ability and willingness to repay the debt.

· Appraisals are reviewed to ensure that the subject property represent adequate collateral for the mortgage.

· Red Flag reviews are conducted on all loans to identify if there are any inconsistencies that may be indicative of fraud or misrepresentation.

· Closing documentation is reviewed to ensure conformance with guidelines.

· Disclosure documents are review to ensure compliance.

· Anti-Predatory Lending (HOEPA Section 32) state and federal compliance.